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Step 1: Meet with a Genea Fertility Specialist

Find a Specialist near you or speak with our Fertility Advisor to help you find a doctor to design your personalised treatment plan.

Get started with Fertility Advisor
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Step 2: Receive a fee estimate for your treatment

Once your Specialist has completed your treatment plan you will then meet with one of our team to discuss your customised fee estimate.
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Step 3: Apply for your Zip account

When you've received your fee estimate apply for your Zip account. If approved, you will have access to the funds to use for your treatment immediately.

Apply for Zip account

Flexible Repayments

You can choose a repayment schedule that suits you - weekly, fortnightly or monthly.

This calculator outlines the repayments required to pay off amounts processed by Genea from Zip for cycle fees. This provides an indication only as the total processed from Zip may differ. Minimum repayment options are based on the 6 months interest free* period and include the establishment fee and Genea processing fee. It does not include ongoing monthly account service fees charged by Zip.
Minimum repayment options
Weekly payments
Fortnightly payments
Monthly payments
Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 June 23 and is subject to change. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Zip Money is available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Zip is only available for payment of cycle and freeze fees and some exclusions apply, please speak with your PRC team for more details. Not to be used in conjunction with any other payment offer.
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The smarter way to pay for what you need today

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Reusable account

We give you one account with one monthly statement, no matter how many times you use it
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6 months interest free*

Easy interest free terms, no hidden fees or upfront payments
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Flexible payments

Choose repayments that suit your lifestyle - weekly, fortnightly or monthly

Frequently Asked Questions

Zip Money is a reusable account that lets you buy now and pay later. It offers you the simplest way to pay over time for life’s larger purchases, on your terms. Zip is 100% owned by ASX listed Zip Co Ltd (ASX: Z1P), with all operations based in Sydney, Australia.
Apply and Zip will give you a decision on the spot. If approved, you can use your account immediately. Zip pays Genea on your behalf after your procedure and then you pay Zip back over time, with interest free terms.

Approved patients will receive a text message with a request to pre-authorise the amount that they have applied for. The invoice amount will be paid from Zip to Genea when treatment is completed and the six month interest free period will begin.

If you have been approved by Zip but haven’t spoken with your Patient Relationship Coordinator, please contact them via their direct number or call 1300 361 795.