Your options
Understanding your payment options
Every fertility journey is different, and so are the ways you can manage the cost. Here's what may be available to you.
Payment plans
Spread the cost of treatment over time with flexible payment plans, including up to 24 months interest-free options.
We've partnered with Humm and Zip Money to help make fertility treatment more accessible and allow you to start when you're ready.
Accessing your super
If you haven't had the opportunity to save for treatment, you may be able to access your superannuation early to help cover fertility treatment costs.
We've partnered with Access My Super and SuperCare to make the application process simple, with a no approval, no fee guarantee.
Medicare rebates and government support
A number of fertility treatments and consultations may qualify for Medicare rebates for eligible Medicare holders.
NSW residents may also be eligible for the Pre-IVF $250 rebate and the one-off $2,000 Fertility Treatment Rebate.
Private health fund cover
You might be eligible for a rebate on your treatment costs using your private health fund cover. The amount will depend on your level of cover.
We've partnered with a range of health funds including HCF, NIB, and others that offer rebates on day surgery.
In This Together program
If you require multiple IVF cycles, our In This Together program offers financial support to help you continue treatment.
After 3 full-cost stimulated IVF cycles without a live birth, you may be eligible for up to 2 additional stimulated IVF cycles at only $1,650 out-of-pocket per cycle.*
*Terms and conditions apply, including eligibility criteria.
What happens next
3-step process
1. Share a few details
Tell us about your situation and what you're hoping to understand.
2. We help you understand your options
Our team will walk you through what's available and answer your questions.
3. Decide next steps when you're ready
There's no obligation to proceed. We're here to help you make an informed decision.
FAQs
Why change starts at Genea
Personalised care that puts you first
Change doesn't happen with a one-size-fits-all approach. Our compassionate team takes time to understand your story, your goals, and what matters most to you. We combine cutting-edge reproductive science, with genuinely personalised support, because your path forward should feel like yours.